What To Do After Your Flat Roof Is Damaged By Storms

From small, localized flat roof damage to a major insurance claim, you want prompt, professional service after a storm. What should you do first? Will the call to the insurance company slow down roof repair? 

First Call: Insurance

Even if you are unsure your commercial low-slope roof sustained enough damage to file an insurance claim, call your insurer. Get an adjuster out to your business quickly. 

On the telephone, you can start the claims process, talk over your business coverage, learn what is not covered, and get a firm idea of your deductible.

The Insurance Information Institute (III) reminds us that filing a business insurance claim is different from the more familiar process of filing a homeowner's claim: 

  1. Contact your insurer as soon as possible with your policy number, loss location, cell phone number and any back-up contacts; schedule to meet the claims adjuster at your property, if safe to do so.
  2. Make temporary repairs and secure your business, if you can do these actions safely; such safety and security measures will not harm your insurance claim.
  3. Collect your business records from the storm-damaged site if necessary, to minimize business disruption and speed claims for business interruption.
  4. Keep records of all expenses the business incurs to protect the property; make temporary repairs as needed; make permanent repairs.
  5. Document everything with photographs, from damaged interiors and equipment to the damaged roof exterior, if safe to do so.
  6. Ask the insurance company about debris hauling — once photographed, can ruined inventory, equipment, and building infrastructure be removed and hauled away?
  7. Stay organized throughout the claims process, so telephone numbers, claim reference numbers, photographs, receipts, invoices and estimates all stay in one place.
  8. Maintain a single point of contact between the adjuster, roofer, and business.

Another way to think of the business claims process: a homeowner is concerned with one family. A business owner is concerned with the business, all the employees' families, and the supply chain vendors. Recovering from storm damage on a commercial roof is a far more involved insurance claim than recovering from a few storm-blown shingles on a ranch house. 

Second Call: Roofer

You need your local, reliable commercial roofer on site as soon as safe and possible. Your dependable roofer can inspect the damage on the exterior and interior. This can only be done safely by trained and well-equipped roofers, not your facilities crew or front office staff members. 

Your friendly, experienced roofer will uncover damage the layman may not notice:

  • Roof deck stresses, mold, water damage or leaks
  • Roof drainage problems caused (or made worse) by the storm
  • Dislodged flashing, broken mechanical fasteners, torn seals or caulking around HVAC curbs, or shattered internal drain strainers
  • Blunt force damage from falling limbs or wind-borne debris
  • Cracked, crazed or damaged BUR
  • Blistered membrane
  • Missing ballast

The list really is nearly endless; only a commercial roofer can accurately inspect and catalog storm damage to a low-slope roof. Your roofer will provide an estimate for roof repair or full replacement

Safety Always

Safety is first, of course, but during storm damage repair safety must always be a priority. That vital second call brings a roofer who can prevent further damage and avoid safety issues. Short-term safety challenges are structural — is the roof deck secure? Is water leaking into interior spaces? Long-term safety challenges include problems with indoor air quality from mold and mildew. 

Waiting Worsens

Waiting to call a roofer worsens any storm damage. No commercial roof is self-healing, and a delay in getting expert advice and taking action could lead to more damage. A metal roofing panel which has ripped away becomes a liability if it is sitting on a roof, ready for the next wind gust to carry it into your parking lot. An open seam can allow water to start dripping into an electrical closet. Every day that passes with a damaged roof increases your chances of mold and mildew spreading inside.  

Roofers usually take clients as the calls come in, so calling right away shortens the time until your roofer can make temporary fixes (and — later — permanent repairs). Even a tarp over your roof the day after a storm is better than waiting six days for full repairs.  

Your roofer, insurance adjuster, and you can also inspect your roof's warranties to fully understand if and how storm damage is addressed. Prompt action may be required to keep the warranties in force. 

Major storms bring out shady storm chasers, of course. Avoid them; always work with a local, reputable roofer with a physical address. 

After a major storm, your reliable flat roof expert is Damschroder Roofing, Inc. in Fremont, Ohio. Contact us today to allow us the opportunity of giving your low-slope roof a thorough pre-storm inspection. We can help ready your roof to weather the next big storm.

Looking for roofers for your commercial and industrial building project?  Call Action Roof Service on

Family Family- As a family of co-workers, we treat each other and our customers like family. Family is at the core of who we are.
“Family isn’t an important thing. It’s everything.” Michael J. Fox
Accountability Accountability We do the right thing, the right way-every time.
“It is not only what we do, but also what we do not do, for which we are accountable.” (moliere)
Customer Relationships Customer Relationships- We build long lasting relationships with our customers by listening and delivering peace of mind through exceptional service.
“Realize that everything connects to everything else.” Leonardo Da Vinci
Striving for perfection Striving for perfection - We provide outstanding products and unsurpassed service that, together, deliver premium value to our customers.
“There’s no such thing as Perfection. But, in striving for perfection, we can achieve excellence.” Vince Lombardi
Innovative Thinking Innovative Thinking - We use our proven process to come up with new ideas and solutions for our customers and their unique situations. “Innovation is change that unlocks new value.” Jamie Notter
Grit Grit - Passion, perseverance and persistence to get the job done right. “True grit is making a decision and standing by it, doing what must be done.”

Damscrhoder Roofing Inc.


Damschroder Roofing was founded in 1976 and has been a family, locally owned business for over 45 years. We pride ourselves on the quality process we provide to all of our customers from start to finish.
We have so much to be thankful for! Without our incredible employees, customers and all of those who support our company as a whole, who knows where we could be. This year we want to express how thankful we are for YOU! Happy Thanksgiving! 🦃🙏 ... See MoreSee Less
View on Facebook
We're used to getting up close and personal with commercial roofs, but this was a more difficult job than most! Completing an entire job while repelling is no easy task, but we were up for the task. No maintenance or installation job is too big or too tough for our crews at Damschroder Roofing. Give us a call today for an evaluation of your industrial or commercial roof! ... See MoreSee Less
View on Facebook
The key to successful commercial roofing starts with building from the ground up. Over 45 years of experience in the industry has given us expert knowledge, More knowledge in the roofing industry has allowed us to offer all that we can in roofing services. If you're looking for a contractor that you can trust, you can rely on us! #commercialroofing #commercialcontractor #trust ... See MoreSee Less
View on Facebook
We pride ourselves in being a leader in the roofing industry for maintaining industrial and manufacturing facilities. If you can see your facility facing any persistent issues this winter, give us a call and we'll help alleviate your stress! ... See MoreSee Less
View on Facebook
At Damschroder, we believe in supporting your industry by making sure that your roof doesn't prevent a day of work! If you've been worried about your roof lasting another year, we're here to help extend the life of your current system. Each of our customers is considered for a plan that best fits budget, time and needs. Call us today at (419) 332-5000 for our expert advice on your roofing system! ... See MoreSee Less
View on Facebook
We're honoring all of those who have served our great country. We appreciate your commitment, sacrifice and dedication to keeping our home a safe place. #VeteransDay ❤️🤍💙 🪖 ... See MoreSee Less
View on Facebook
If you think that flat roofing is all we do, we've definitely got a surprise for you! We offer systems that ensure your safety on the highest of buildings. If you want more information on how we can make your roof safer, give us a call at (419) 332-5000 today.Check out another example of our work in an issue of KATT Safety Aces by clicking here: bit.ly/3WM6Z10 ... See MoreSee Less
View on Facebook
It's already that time of year! ⏰ Don't forget to change your clocks this weekend and enjoy an extra hour of rest. #daylightsavings #fallseason #contractortips ... See MoreSee Less
View on Facebook
Industrial facilities are our specialty! As a full-service commercial roofing company, we've helped a lot of different manufacturing and industrial facilities with their roofing needs. We love helping out local facilities, like this one! Our crew removed several old no longer-in-use HVAC units, laid down Duro-Guard Fan Fold separator sheet, mechanically attached the 50-Mil Membrane, installed new edge metal details, and gave this company a 20 Year NDL Warranty. Contact us today with concerns about your flat or low-slope roof! ... See MoreSee Less
View on Facebook
© Copyright - Damschroder Roofing INC | Website By Rockit Creative Solutions
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content